The easiest way to build your savings is cutting out small, unnecessary purchases. These expenses can add up quickly – make them add up in your savings account, rather than on your credit card bill.

Check the box for each "money-waster" you've caught yourself doing.

So how big of a spender are you?

0-2 boxes = You're a smart shopper.
3-5 boxes = That kind of spending will get you in trouble.
6+ boxes = Yikes! Money doesn't grow on trees.